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Rates

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Loan Type Maximum Value Annual Percentage Rate (APR)* Term
New Cars/Trucks 100% MSRP 2.99%

72 months w/GAP CL&CD

4.49% 72 months without coverage
Used Cars/Trucks NADA Book Retail Value 5.00% 60 months w/Warranty CL&CD
6.00% 1-4 yrs 60 months without coverage
7.00% 5-10 yrs 60 months without coverage
New Motorcycles 100% MSRP 3.99% 72 months w/GAP CL&CD
4.49% 72 months without coverage
Used Motorcycles NADA Book Retail Value 5.99% 60 months w/Warranty CL&CD
7.00% 60 months without coverage
New Boats, Campers, Trailers 80% MSRP 8.00% 72 months w/CL&CD
Used Boats, Campers, Trailers 75% NADA Book Value 9.00% 48 months
New Mobile Homes 80% NADA 8.50% 60 months
Used Mobile Homes 75% NADA Book Value 10.00% 48 months
Signature Loan up to $2,000.00 15.00% 24 months
** Signature Loan $4,000.00 12.0% 24 months w/CL&CD
Share Loan below $9,999.00 in shares 5.00%
$10,000.00- $24,000.00 in shares 4.00%
$25,000.00 and above in shares 3.00%
New Tractor 75% Retail Value 10.00% 60 months
Used Tractor 65% Retail Value 12.00% 36 months
Fees
Re-Activation Fee $5.00
New Membership Fee $1.00
Return Checks $25.00
Account Activity Print Out $1.00 per page
Account Research $12.00 per hr/minimum 1hr
Wire Transfer $25.00
VISA Reloadable Card $5.00
VISA Load Fee .80
Loan Payments over 15 days late $20.00
Below Min. Balance of $50.00 $5.00 per month
Withdrawl From Savings 2 free per month/$1.25 per check
Return Mail/No Updated Address $2.00
Negitive Balance $25.00
Notary Fee Non-Members $5.00
Return ACH per item $10.00
Auto Bill Pay $2.00

  All interest rates increase by .50% for members without payroll deduction. 

  All interest rates increase by 1.00% for non GM employees.                                                                                                      

 * APR (Annual Percentage Rate)

**No Add Ons, Beacon score of 700 or less, All other Loan Policy Procedures apply.

UAW MO-KAN Federal Credit Union rates are subject to change without notice.

    UAW MO-KAN Federal Credit Union is a member of the NCUA

    Contact us

    3254 Brinkerhoff Road
    Kansas City, KS  66115
    Phone: 913-342-0293
    Fax: 913-321-5286
    Email: cjuawcio@aol.com

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